I think the freedom to take time off when needed is something many Americans desire and are likely missing in their day job. It’s a great reason to pursue financial flexibility – not to quit working entirely, but to have the option to take time off when needed.

I agree that the lack of work isn’t the key. It’s the financial independence. I think I have even seen studies discussing the potential health risks of early retirement, with nothing else to do. People lose their sense of purpose, and then their sense of self worth, or lose the social circle they didn’t think of as a social circle (though it is). The key to a happy long life is meaningful relationships and keeping an active mind.

I would feel much less inclined to quit my day job if it left me the freedom to take time off whenever I wanted or needed. Indeed, my idea of early retirement is purely per diem work, hoping I can find enough to keep me busy and give me purpose, but to be financially independent enough that I am ok if there isn’t any work available for a while. Of course, I’ve also added the blogging portion to try and develop some creative (and social) outlets. If they make some money that’s a bonus.

In my personal life, I feel more productive and useful when I “work.” My husband on the other hand, with a large property to take care of and being a handy-person finds plenty of purpose in tending to the home.

It can look different for everyone. But yes, the key is being positioned to do what brings you joy and purpose.

Great minds think a like!

I’m no where near ready to FIRE if I wanted to yet – at least at the lifestyle level that Mrs. BD and I would like to maintain. The FI part is also more achievable with viewing the RE part as optional or perhaps event just a nice-to-have (ok fine, a very nice-to-have).

Thanks again. – Mike