Comments on: A Dollar That Experiences an Investment Loss is Still Worth More Than a Dollar Spent

By: Zach

Zach — Tue, 07 Aug 2018 17:42:33 +0000

In reply to Matthew Kent. Great point, Matthew!

By: Matthew Kent

Matthew Kent — Tue, 07 Aug 2018 17:20:37 +0000

Not only does spending the dollar guarantee a loss of capital, it probably comes with a ~25% penalty on top of that in the form of taxes. Depending on your marginal tax bracket, you actually had to earn $1.25 or so to get that dollar to spend, and are left with nothing having spent the dollar and paid 25 cents to Uncle Sam.

If you had put that dollar in a traditional IRA, you’re not paying anything to Uncle Sam (yet).

By: Reedy

Reedy — Sat, 07 Jul 2018 03:52:42 +0000

DUDE! I am so excited right now after reading this! Thaaaaankkk you!

By: Zach @ Four Pillar Freedom

Zach @ Four Pillar Freedom — Sat, 26 May 2018 12:17:04 +0000

In reply to Joe.

Hey Joe,

Most ETF’s (exchange-traded fund) don’t require a minimum investment. For example, you only need enough money to buy one share of VTI (total stock market ETF) through Vanguard, which is currently about $140.

By: Joe

Joe — Sat, 26 May 2018 10:05:02 +0000

Hey Zach,

Great post, are you familiar with any index funds with initial investments less than $1k?

By: Juicy #Money Reads From The Month – Allen May – Blog

Juicy #Money Reads From The Month – Allen May – Blog — Fri, 25 May 2018 14:56:30 +0000

[…] A Dollar That Experiences an Investment Loss is Still Worth More Than a Dollar Spent via Four Pillar Freedom — “If you have a dollar in your pocket and buy something with it, that dollar is gone forever. It has a value of $0 to you. If instead you choose to invest that dollar in the stock market, you’re technically putting it “at risk”, meaning it could increase or decrease in value over the short-term… But even during the worst year in option (2), where your dollar dropped in value to 64 cents, that’s still 64 cents more than if you had chosen option (1).” […]

By: Juicy #Money Reads From The Month – Hoory Folina – Blog

Juicy #Money Reads From The Month – Hoory Folina – Blog — Fri, 25 May 2018 12:53:46 +0000

By: The Four Pillars of Freedom – Allen May – Blog

The Four Pillars of Freedom – Allen May – Blog — Mon, 14 May 2018 13:33:31 +0000

[…] post I liked from Four Pillars is this one that talks about investing in general – “A Dollar That Experiences an Investment Loss is Still Worth More Than a Dollar Spent.” How true that […]

By: The Four Pillars of Freedom – Hoory Folina – Blog

The Four Pillars of Freedom – Hoory Folina – Blog — Mon, 14 May 2018 12:40:31 +0000

By: Zach @ Four Pillar Freedom

Zach @ Four Pillar Freedom — Sat, 05 May 2018 12:05:46 +0000

In reply to lisa. I also invest with the awareness that my stocks could go down in value in a crash at some point. I'm highly optimistic about the overall market over the long-term, though. It's great to hear that you're diversifying across different asset classes as well, best of luck on your journey :)