Comments on: Visualizing Annual Expenses With Tiny Blocks https://fourpillarfreedom.com/visualizing-annual-expenses-with-tiny-blocks/ Sharing insights on how to grow wealth and gain freedom. Mon, 21 Oct 2019 20:28:35 +0000 hourly 1 https://wordpress.org/?v=6.6.1 By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/visualizing-annual-expenses-with-tiny-blocks/#comment-3186 Wed, 28 Feb 2018 13:20:16 +0000 https://fourpillarfreedom.com/?p=28694#comment-3186 In reply to hectorcarmichael.

Thanks, Hector!

]]> By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/visualizing-annual-expenses-with-tiny-blocks/#comment-3175 Wed, 28 Feb 2018 13:07:45 +0000 https://fourpillarfreedom.com/?p=28694#comment-3175 In reply to MrFireby2023.

Health insurance is a massive issue that many early retirees will have to deal with. I wouldn’t say it invalidates all the points I made, though. Keep in mind there are plenty of expenses that tend to decrease in retirement, which will offset some of the increased health insurance costs. Also, it’s entirely possible that the state of health insurance will improve and become more affordable in the future. No doubt it’s a huge issue, though.

]]> By: hectorcarmichael https://fourpillarfreedom.com/visualizing-annual-expenses-with-tiny-blocks/#comment-3169 Tue, 27 Feb 2018 21:55:36 +0000 https://fourpillarfreedom.com/?p=28694#comment-3169 Thank you for this post. Its very inspiring.

]]> By: MrFireby2023 https://fourpillarfreedom.com/visualizing-annual-expenses-with-tiny-blocks/#comment-3122 Sat, 24 Feb 2018 04:20:33 +0000 https://fourpillarfreedom.com/?p=28694#comment-3122 It’s admirable when people retire and reduce expenses as finely illustrated in your blog posting. Here’s the one outlier; the burden of health insurance expenses after retiring Early! This is something everyone needs to seriously consider before quitting their day job.
I have a great insurance plan through my day job. It costs me $300 per biweekly pay period to cover my family. The annual deductible is only $2500. It pays off our prescriptions and the co pay for doctors visits is $25.
If I retired this year, a compatible plan thru the marketplace would cost me $1800 per month, and God only knows what it’ll cost next year and the year after and so on.
This is dilemma WE ALL face! We are in this one together and it should be the biggest concern/fear anyone has who desires to retire early. Frankly, it’s so concerning that this problem could invalidate the points you made in this fine article. What are we all to do if there’s a large gap in time between our retirement age and our age for Medicare eligibility (age 65)?

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