Comments on: Here’s How Much Investment Returns Matter Based on Net Worth

By: Captain DIY

Captain DIY — Wed, 14 Feb 2018 16:14:24 +0000

That’s great! Super motivating stuff! I recently passed the $100k milestone, and while it feels spectacular, it seems like real significant money is still well out of reach.
I’m glad to hear it gets better, thank you!

By: SMM

SMM — Wed, 14 Feb 2018 15:47:37 +0000

Great message. Start now and start hard so then you can cruise to the finish line. Would it be appropriate to look at the 7% column since that’s the average market return over time?

By: Amy @ fivefeetsmall

Amy @ fivefeetsmall — Wed, 14 Feb 2018 15:37:30 +0000

I’m still on my journey to that first $100K and there are definitely days when I feel discouraged by the progress others have made by starting earlier. I appreciate posts like these that remind me to focus on my own efforts and to remember that investing is a marathon, not a sprint 🙂

By: Dave @ Married with Money

Dave @ Married with Money — Wed, 14 Feb 2018 14:52:54 +0000

Love the charts to illustrate this. We’re near that cross-over point, but with us saving a lot more this year than we had in the past, we probably are delaying that ‘tipping’ point for a little while. It’s still a good move because it just means our trajectory steepens a bit compared to previously! Can’t argue with that, haha.

Everyone starting out should look at this. Getting set up with that foundation early was huge for me, but if I’d been even more diligent on it I’d have probably 4-5x what I do today.

By: Andy

Andy — Wed, 14 Feb 2018 14:30:50 +0000

Another excellent one, Zach. You do a great job of letting the numbers present these concepts in an easy to understand, but impactful way.

I agree with the takeaway, for me it really reiterated the value in saving diligently in the early years so that later on the compounding returns will do the majority of the heavy lifting. This then opens up so much freedom to choose how we spend our days because there isn’t as much need to trade time for money.