Comments on: How Active Income in Retirement Impacts When You Can Retire: Part 2

By: Zach @ Four Pillar Freedom

Zach @ Four Pillar Freedom — Tue, 13 Feb 2018 00:40:11 +0000

In reply to anonymous. All great points. Some people do decide not to work after retiring for various reasons, but hopefully this math encourages some people to consider a longer working life, if they can find something they enjoy doing :)

By: anonymous

anonymous — Mon, 12 Feb 2018 03:16:06 +0000

Boom. And there you have it. Skinny FI with something like Barista income. This is awesome. This isn’t showing probabilistic market returns, but its a good start to show people that this could be an early exit strategy for them, if the they want to do this. This of course assumes that people can continue to work – there are people who become disabled over time, reducing or eliminating their ability to secure employment. Good job.

By: The best retirement calculator I have come across. It’s simple, yet allows adjustment of all key inputs… except SS. – Travel Inspire Connect

Sun, 11 Feb 2018 19:58:37 +0000

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By: Kirk

Kirk — Sun, 11 Feb 2018 19:05:39 +0000

In reply to Zach @ Four Pillar Freedom. That’s is such a relief for your loyal readers Zach! That is HUGE! Which makes your blog posting all the more re interesting. That means a 55 year old with $1 million saved could retire on 5-6% withdrawal (4% is a Lock!) and plan to take S.S. Distributions at age 62 and still be in great shape, simply ratcheting the withdrawal back down to 4% and not outlive the neat egg. It’s a “Me Love You Longtime” moment! LOL.

By: Zach @ Four Pillar Freedom

Zach @ Four Pillar Freedom — Sun, 11 Feb 2018 14:48:52 +0000

In reply to Kirk. Nope, they don't factor in social security benefits!

By: Kirk

Kirk — Sat, 10 Feb 2018 21:20:27 +0000

Do these scenarios even factor in social security benefits? If not, there’s your active income with no need to work!