Comments on: Why You Don’t Have Money for the Important Things in Life and How to Get It https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/ Sharing insights on how to grow wealth and gain freedom. Mon, 21 Oct 2019 20:53:59 +0000 hourly 1 https://wordpress.org/?v=6.6.1 By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1240 Wed, 13 Sep 2017 13:20:25 +0000 https://fourpillarfreedom.com/?p=19900#comment-1240 In reply to Lily He-Prudhomme.

Introverts unite! I never have seen the appeal either. I’m not opposed to going out on weekends but I also make sure I don’t sacrifice my long-term financial and personal goals for short-term fleeting gratification. I’d rather have the freedom to do what I want every day of the week rather than just two days on the weekend.

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1239 Wed, 13 Sep 2017 13:18:22 +0000 https://fourpillarfreedom.com/?p=19900#comment-1239 In reply to SMM.

You nailed it – most of us vaguely recall a past weekend being fun or eventful and we want to chase that feeling again each weekend. It’s a great way to kill your finances and never have money for the important things when the time comes.

And there’s no doubt numbers and graphs can be a powerful way of showing people the effects of long-term saving and planning, but I often feel like it’s not my place to jump in unless they actively ask for advice. For now I’ll sit back and see how the situation plays out. Thanks for the feedback 🙂

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1238 Wed, 13 Sep 2017 13:15:21 +0000 https://fourpillarfreedom.com/?p=19900#comment-1238 In reply to Mrs. Grumby.

Thanks so much, Mrs. Grumby! You make a great point – tracking expenses is hands down one of the best ways to stay away from the hedonic treadmill and keep spending in check.

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1237 Wed, 13 Sep 2017 13:13:50 +0000 https://fourpillarfreedom.com/?p=19900#comment-1237 In reply to Mrs. Adventure Rich.

I like that “focus on true priorities rather than the fleeting moments of gratifications”, it really captures the idea I’m trying to write about here. The things that truly matter in life HAVE to be a priority for us or else we’ll continue to chase short-term, often unimportant goals.

Thanks for the feedback, Mrs. Adventure Rich 🙂

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1236 Wed, 13 Sep 2017 12:38:29 +0000 https://fourpillarfreedom.com/?p=19900#comment-1236 In reply to The Luxe Strategist.

I like how you call it “vague” long-term stuff because that’s really what it feels like. Throwing money in a savings account for some big long-term goal isn’t nearly as fun or exciting as spending money TODAY on something you can feel and hold. And good point about the word choice people use – it’s easy to mix up “don’t have money for that” and “that isn’t a priority”.

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1235 Wed, 13 Sep 2017 12:36:50 +0000 https://fourpillarfreedom.com/?p=19900#comment-1235 In reply to Noemie.

Cheers to you for doing a frugal month challenge, that’s awesome! I feel similar to you – I’d like to help out the people closest to me but sometimes people just need to handle their financial situation themselves without any outside help, unless of course they ask for help.

It is pretty incredible how much money you can save by keeping a close eye on your spending. That’s why I like to check my credit card statements every Saturday each week to make sure I’m keeping my expenses fairly low. Thanks for the feedback Noemie and no worries about the English, your grammar is fine 🙂

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1234 Wed, 13 Sep 2017 12:34:20 +0000 https://fourpillarfreedom.com/?p=19900#comment-1234 In reply to Crystal.

It’s a tough spot to be in from the outside looking in, but I think it’s something they simply have to work out on their own. It doesn’t feel like my place to step in. I agree with you though, I think it always works out best when both people in the relationship are contributing the same amount and putting their best foot forward.

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1233 Wed, 13 Sep 2017 12:32:33 +0000 https://fourpillarfreedom.com/?p=19900#comment-1233 In reply to Mrs. Picky Pincher.

That’s a good question, only time will tell! But yes, in the short-term it’s so easy to find money for things and events that pop up and never actually save any money for bigger long-term goals. In general most people don’t have a long-term vision for what they want their life to look like, they simply live in the day-to-day.

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By: Lily He-Prudhomme https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1232 Wed, 13 Sep 2017 00:15:58 +0000 https://fourpillarfreedom.com/?p=19900#comment-1232 I never understood the living for the weekend mentality. Probably because I’m a loner, which is something now I see the potential up side too. I wanna be the female Mr. Burns!!!

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By: SMM https://fourpillarfreedom.com/why-you-dont-have-money-for-the-important-things-in-life-and-how-to-get-it/#comment-1231 Tue, 12 Sep 2017 21:37:58 +0000 https://fourpillarfreedom.com/?p=19900#comment-1231 “Live on the weekends.” I suppose people can visualize the weekends better since they’ve recalled enjoying past weekends and all the fun things they did and want to do them and then some more all over again. This becomes their priority. But at some slow point during the week, they briefly realize the reality of life. Again they probably don’t take any real action, and the cycle starts up once again.
I understand you may think it won’t be helpful to suggest or put calculations on a napkin for your friend, but I still encourage you to do so. Numbers can be powerful and maybe you can suggest that they try to go out only once or twice a weekend and scale back little by little. Then they may start to see the result or savings of doing so 🙂

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