Comments on: Here’s How Much Investing Returns Matter Based On Your Portfolio Size

By: Zach @ Four Pillar Freedom

Zach @ Four Pillar Freedom — Fri, 11 Aug 2017 10:39:42 +0000

In reply to SMM. Exactly - focus on wealth accumulation in the early years until your investing returns become significant, then pivot towards wealth preservation.

By: Zach @ Four Pillar Freedom

Zach @ Four Pillar Freedom — Fri, 11 Aug 2017 10:38:47 +0000

In reply to J Savvy.

You nailed it – it’s all about savings rate. A high savings rate makes the gains even sweeter and the losses far more bearable. Thanks for the feedback J Savvy 🙂

By: SMM

SMM — Thu, 10 Aug 2017 15:59:26 +0000

Compelling charts! Numbers don’t lie. Best to keep your head down and continue socking away during your early years. It makes sense since super rich are trying to find ways to avoid taxes on all the gains/returns they earn from a high portfolio.

By: J Savvy

J Savvy — Thu, 10 Aug 2017 12:56:52 +0000

Great point about the portfolio size and savings rate in the initial years of investing. Too often we think about returns as one of the most important factors, when in reality we aren’t able to reliably predict those. Instead, by focusing on savings rate we are able to build the portfolio that can see some of those major gains (or even losses…) that we all wish for.