Comments on: I Am 9 Months Away from Making Some Serious Financial Decisions https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/ Sharing insights on how to grow wealth and gain freedom. Mon, 21 Oct 2019 20:42:12 +0000 hourly 1 https://wordpress.org/?v=6.6.1 By: Ben https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-4443 Sat, 31 Mar 2018 12:00:47 +0000 https://fourpillarfreedom.com/?p=27262#comment-4443 Hi Zach,

Make hay while it still shines. You have a good paying job with no “push” factor. It is more advisable to work for a few more years and build up your investment portfolio. You can also keep a lookout for potential job opportunities elsewhere.

Ben

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1776 Tue, 12 Dec 2017 17:06:26 +0000 https://fourpillarfreedom.com/?p=27262#comment-1776 In reply to Lady Dividend.

Thanks for the kind words, Lady Dividend! I’m sure I’ll have a better idea of what I want to do as it gets closer and closer to the time when I have to make a decision. It all depends on what kind of income I’m earning outside of my day job at that point…so we’ll see 🙂

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By: Lady Dividend https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1763 Mon, 11 Dec 2017 10:54:27 +0000 https://fourpillarfreedom.com/?p=27262#comment-1763 Right now I feel like you’re being cautious in assessing your options, and by the time next summer rolls around you should be closer to feeling the emotions and excitement of whichever option you really want to do!

At that point you won’t be wondering what to do, you’ll be figuring out how you can make that dream a reality! Good luck!!!

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1759 Sun, 10 Dec 2017 13:35:02 +0000 https://fourpillarfreedom.com/?p=27262#comment-1759 In reply to Matt @ Spills Spot.

In the immediate future I’m more interested in freedom/travel but I would like to have a family one day when I’m older. I’m trying to find a nice balance between living for now while also being mindful of the future. I agree, I have some good options to choose from either way and I’ll be sure to keep the updates coming on this situation. Thanks for the kind words, Matt!

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1758 Sun, 10 Dec 2017 13:32:49 +0000 https://fourpillarfreedom.com/?p=27262#comment-1758 In reply to Mike @ Balanced Dividends.

I completely believe in that – I think the more experiences you have, the more you get to know yourself and the more you learn what you do/don’t like. I appreciate the feedback, Mike.

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1757 Sun, 10 Dec 2017 13:31:35 +0000 https://fourpillarfreedom.com/?p=27262#comment-1757 In reply to Andy.

“It’s hard to give up the solid income and fairly easy life for the big scary unknown.”

Those are my thoughts exactly. I don’t want to stick around for several more years when I could potentially be fine financially by quitting sooner. I also don’t want to leave too soon when I’m earning good money in a comfy situation. I’ll definitely put plenty of thought into this decision over the coming months. Thanks for the support 🙂

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1755 Sun, 10 Dec 2017 13:27:28 +0000 https://fourpillarfreedom.com/?p=27262#comment-1755 In reply to Dividend Dozer.

I also like the flexibility of renting just because it gives me options to move around at a moment’s notice. I like the idea of being able to enjoy a place but still always have the option to leave and pursue something else if I feel inclined. Thanks for the kind words 🙂

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1754 Sun, 10 Dec 2017 13:25:50 +0000 https://fourpillarfreedom.com/?p=27262#comment-1754 In reply to Mr Mofi.

I like that advice from your mentor. I do have a tendency to over-analyze even when all of my options are good options. My top priority is achieving some level of confidence where I don’t think I’ll have to go back to a traditional 9-5 again. The current job I have isn’t stressful or toxic at all, so I’m in a good situation if I do want to stick it out for a while. I just don’t want to get too comfortable and stay in a boring job for longer than I have to. I do like your analytical approach to figuring this situation out. I’ll be sure to give that a try and thanks for the feedback as always 🙂

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By: Zach @ Four Pillar Freedom https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1753 Sun, 10 Dec 2017 13:22:19 +0000 https://fourpillarfreedom.com/?p=27262#comment-1753 In reply to Mr. Grumby.

Thanks, Mr. Grumby! I’m not quite there yet but I should be at $100k by the time summer ’18 rolls around. And I’ve always been wary about “follow your passion” advice. I think it has the right idea – to follow your true interests in life – but most people are too quick to chase after some passion without considering the financial costs.

Thanks for the feedback 🙂

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By: Matt @ Spills Spot https://fourpillarfreedom.com/i-am-9-months-away-from-making-some-serious-financial-decisions/#comment-1751 Sat, 09 Dec 2017 20:20:22 +0000 https://fourpillarfreedom.com/?p=27262#comment-1751 Post-college life can be daunting, as you no longer have that set path in front of you. This is a very thoughtful post about what you’re feeling and the questions you’re trying to answer.

It sounds like either way you choose you’ll be in good shape. Between blogging/freelance writing/tutoring you could easily make ends meet. What is more important to you in the near future, travel/freedom or a wife and kids? If a wife and kids are your main priority, I’d pick a place to grow your roots and then just utilize vacation days or negotiate a work from home arrangement to give you more flexibility.

Your expenses will increase substantially with marriage/kids, and I’d say it’s better to save up for a couple more years now than risk having to go back to work further down the line.

Interested to see how it all plays out for you these next 9 months, and you’re definitely creating a lot of exciting options for yourself by your dedication to savings!

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