Reading books, listening to podcasts, and then actually implementing what I’ve learned has paid huge dividends for me. I agree – invest in yourself if you want the best returns possible!

I agree that connections play a big role in career opportunities and advancement. It’s all about who you know. With that said, you can always have 100% control over your personal development and the skills you choose to acquire, which also play a huge role in how much income you can earn.

I love the idea of creating your own returns. I’ve intuitively believed this but your numbers prove what is also logical.

For me I’ve always felt that investing in yourself – and in particular investing in your main hustle will have the best return on investment for most people. Although if you have the skills, mindset and personality that will allow you to start a business or a side hustle then I doff my cap to you.

Within the envelope of investing in yourself, I agree that you should invest in the qualifications that will further your career. But, I would also add that people should hold their nose and invest time in the networking that can lead to promotions or new jobs. Sadly those connections, rather than ability, is often what leads to career success.