Archives

Here you can find every article I’ve ever written. Happy reading!


Top 10 Most Read

1. The Early Retirement Grid
2. The Math That Explains Why Net Worth Goes Crazy After the First $100k
3. How to Build Wealth
4. Charlie Munger: The First $100,000 is a B*tch
5. I Just Quit My Job
6. A Modern Approach to Financial Independence
7. The Three Circles of Wealth Creation
8. Some Thoughts on Having No Salary
9. Build a Workforce. Don’t Build a Workload.
10. Attract Money by Creating Value for a Specific Audience

2021

August 6 – The Ad Revenue Grid

July 13 – Attract Money by Creating Value for a Specific Audience

March 26 – The 5-Hour Workday

January 31 – The Math That Explains How to Get Rich with Websites

2020

December 27 – My 2020 Annual Review

October 28 – 10 Insights From 10 Financial Charts

October 21 – How Often Does the Stock Market Deliver Average Returns?

October 14 – Should You Invest in Emerging Markets?

October 7 – Goodhart’s Law: Be Careful What You Measure

September 30 – The Opposite of the Latte Factor

September 23 – Investing is About Absolute Numbers, Not Percentages

September 16 – How to Apply Zipf’s Law to Your Finances

September 9 – My Favorite Lessons from The Algebra of Happiness

September 2 – SEO is the Perfect Example of Compound Interest

August 26 – Take Simple Ideas Seriously

August 5 – Money Lessons They Don’t Teach You in School

July 29 – The Biggest Misunderstanding About Compound Interest

July 22 – On Playing Infinite Games

July 15 – Actually Helpful Tips for Negotiating Salary

July 8 – How to Live Like a Millionaire Without $1 Million

July 1 – The Road to My First $7,000/Month in Online Income

June 24 – Things I’ve Learned from James Clear

June 17 – My Income Stack: Websites, REITs, and Stocks

June 10 – 5 Lessons I Learned During My First Year of Entrepreneurship

June 3 – How I Created a Profitable Website from Scratch in 9 Months

May 27 – On Using Digital Assets to Build Wealth

May 20 – The Income Community: How to Build Profitable Websites from Scratch

May 13 – Things I’d Tell Myself at 18 that I Now Know at 26

May 6 – The Secret to Building Wealth with Permissionless Leverage

April 30 – The Road to My First $6,000/Month in Online Income

April 28 – HCOL vs. LCOL Areas: The Financial Pros & Cons

April 23 – Building Profitable Websites to Speed Up the Journey to Financial Independence

April 21 – Using Data to Debunk Common Money Misconceptions

April 16 – Freelancing vs. Entrepreneurship: Which is Right For You?

April 9 – Build a Workforce. Don’t Build a Workload.

April 7 – How to Apply “Alchemy” to Personal Finance

April 2 – Why I Stopped Caring About My Net Worth So Much

March 31 – Visualizing Stock Sector Returns Since 1974

March 24 – VTI vs. VXUS: Which Fund Should You Invest In?

March 19 – What Percentage of Your Portfolio Should Be in Cash?

March 17 – 8 Thoughts on Stocks & Coronavirus

March 10 – The Three Circles of Wealth Creation

March 5 – Why Does The Stock Market Go Up Over Time?

March 3 – How to Handle a Potential Stock Market Crash

February 27 – Why Poor Investment Returns Early On in Your Financial Journey Could be a Blessing in Disguise

February 25 – The Hardest Thing Tends to Be the Most Important Thing

February 20 – Every $1 You Invest Now Will Be Worth $7.61 in 30 Years

February 18 – Do You Need a 9-5 Job to Have a Social Circle?

February 13 – Lessons in Entrepreneurship: How to Calculate Self-Employment Tax

February 6 – REITs vs. Rental Properties: Which is Better?

February 4 – Five Steps to Optimize Your Finances

January 30 – On Buying Cash Cows & Building Empires

January 23 – On Self-Employment: Taxes, Health Care, & Productivity

January 16 – Some Thoughts on Having No Salary

January 14 – What is Barista FIRE?

January 9 – A Guide to Creating a Four Fund Portfolio

January 7 – Is College Still Worth It? Here’s What the Data Says.

January 2 – Visualizing Stress vs. Salary for 600+ Occupations

2019

December 26 – A Modern Approach to Financial Independence

December 20 – The 50 Coolest Things I Read & Watched in 2019

December 13 – Stock Returns: Small Cap vs. Mid Cap vs. Large Cap

December 11 – VT vs. VTI: Which Index Fund Should You Invest In?

December 9 – Why Investing in Websites Can Be Lucrative

December 6 – Build Wealth with Lazy Portfolios

December 4 – Visualizing Income Percentiles in the United States

December 2 – Chop Wood, Carry Water: How to Find Fulfillment in Being

November 29 – Should You Buy Stocks Now or Wait?

November 27 – The Value of Setting Mid-Term Goals

November 25 – Understanding The Three Types Of Income

November 23 – Goodhart’s Law: Be Careful What You Measure

November 22 – How (And Why) To Calculate Your Liquid Net Worth

November 20 – 19 Income Producing Assets to Build Wealth

November 18 – 5 Reasons to Start a Passion Project

November 15 – How (and Why) To Simplify Your Life

November 12 – The Easiest Way to Satisfy the Feeling of “Fernweh”

November 11 – Rich Dad Poor Dad: The Best Summary

November 8 – 9 Personal Finance Lessons I’ve Learned on Reddit

November 6 – Strategy vs. Tactics: Why You Need Both to Get What You Want in Life

November 4 – Why Money is Everything

November 1 – The Complete Guide to VTSAX

October 30 – Living Stingy vs. Living Frugally: The Key Difference

October 25 – A Guide to FIRECalc: My Favorite Retirement Calculator

October 24 – VOO vs. VOOG vs. VOOV: What’s the Difference?

October 22 – The Paradox of Choice: Why Complete Freedom Can Be Paralyzing

October 21 – M1 Finance: My Preferred Platform for Investing in Individual Stocks

October 14 – Should You Rebalance Your Portfolio?

October 11 – Are REITs and Stocks Correlated?

October 9 – How to Save $1 Million in 5, 10, 15, 20, and 25 Years

October 3 – Realistic Ways to Make $2,000 Fast

September 26 – Investing in Socially Responsible Stocks vs. Sin Stocks

September 23 – The Shockingly Simple Math Behind Slow FI

September 21 – VOO vs. VFIAX: What’s the Difference?

September 19 – Three Life Lessons from “How to Do Nothing”

September 17 – My Online Income Journey: From $0 to $3k/month and Beyond

September 13 – My Three Biggest Takeaways from FinCon 2019

September 12 – VYM vs. VIG: Which Dividend ETF is Better?

September 10 – The Ivy Lee Method: A Daily Routine to Maximize Productivity

September 6 – The Connection Between Zen and Personal Finance

September 3 – Is Blogging a Realistic Way to Earn a Full-Time Living?

September 2 – September 2019 Financial Update

August 30 – FI Tracker: An App That Tracks Your Progess Towards Financial Independence

August 29 – Life Outside the 9-5

August 23 – Why I Traded a High Income with Low Growth for a Low Income with High Growth

August 21 – What Exactly is Lean FIRE? A Minimalist Approach to Financial Independence

August 15 – First Principles Thinking: Should You Invest in a 401(k)?

August 9 – Why Stock Market Volatility Doesn’t Faze Me

August 8 – The Optimal Amount of Time to Spend Working Each Day, According to Research

August 7 – How to Gain a Better Understanding of the Things That Bring You Joy

August 5 – When Work Feels Like Play, Retiring Doesn’t Make Sense

August 3 – VTSAX vs. VFIAX: Which Index Fund is Better?

August 2 – How Much Should You Spend on Trips?

July 31 – Why Fast Growth is a Myth

July 30 – Can the Previous Decade of Stock Market Returns Predict Future Returns?

July 29 – What if You Only Bought Stocks After the Market Had a Down Year?

July 26 – 10 Thoughts on Work & Life After One Month of Quitting My Job

July 25 – Articles That Have Had a Profound Impact on My Life

July 24 – How to Increase Your Income Indefinitely

July 22 – Introducing Simple SEO for Bloggers

July 19 – The Nerdy Math I Used to Decide Where I Should Live

July 18 – Why Amber Quit Her Corporate Job to Start a Franchise Business

July 15 – The Longer I’m Away From Corporate Life, the More Ridiculous a 9-5 Schedule Seems.

July 15 – The 30 Best Items to Flip for Profit

July 12 – Compound Interest Sucks Early On. Here’s How to Get Around That Problem.

July 11 – I Miss the Old Rockstar Finance Site…So I’m Building My Own

July 10 – The Permanent Portfolio: An Investment Allocation that Offers a Smooth Ride

July 9 – VEU vs. VXUS: Which International Fund Should You Invest In?

July 8 – The Math That Explains My Decision to Quit My Job

July 5 – The Regret Minimization Framework: How to Make Tough Life Decisions

July 3 – How Much Money is Enough?

July 2 – I Just Quit My Job

July 1 – July 2019 Financial Update

June 27 – How These Three Side Hustles can Buy You Freedom

June 26 – An Inside Look at My Data Scientist Interview Process

June 22 – How to Build Wealth

June 18 – How Much Should You Spend on Groceries?

June 14 – Mint vs. Personal Capital: Which Money App is Best?

June 13 – How Much Should You Spend on Housing?

June 12 – VOO vs. VTI: Which Index Fund is Better?

June 11 – VTI vs. VTSAX: What’s the Difference?

June 10 – What is Coast FIRE?

June 6 – How I’m Buying Back My Time Before I Achieve Financial Independence

June 3 – Should You Invest Internationally?

May 30 – Visualizing the Insane Impact of Compound Interest in the Latter Half of a 20-Year Investment Journey

May 27 – Elements of Freedom: An ebook

May 24 – Visualizing the Impact that Active Income Has on the Journey to Financial Independence

May 22 – Here’s How Much Investment Returns Have Mattered in Each Decade Since 1930

May 18 – Do You Actually Have to Start Early to End Rich?

May 15 – The Occupations Expected to Grow the Most (and Least) by 2026

May 10 – How to Improve Your Marathon Time & Your Finances

May 8 – Happiness Comes from Striving, Not from Arriving

April 29 – Naval Ravikant on How to Get Rich (Without Getting Lucky)

April 24 – Why I’m No Longer Trying to Save Enough Money to Never Work Again

April 19 – Advice on Saving & Investing in Your 20s

April 16 – A Simple Way to Improve Investment Returns

April 11 – The 4% Rule Only Offers One Way to Cover Your Expenses

April 9 – Savings Goal Calculator

April 4 – Why Owning Assets is Better than Having Job Experience

April 1 – April 2019 Financial Update

March 26 – If You Can Nail Your Housing Expenses, You Can Mess Up in a Lot of Other Areas

March 22 – Some Numbers to Think About

March 19 – A Career Database to Help You Explore Potential Career Paths

March 15 – Why I Can’t Imagine Enjoying Any Corporate Job

March 12 – Three Fascinating Stories from Redditors on Earning Income in Unique Ways

March 9 – Visualizing Individual & Household Incomes in Each U.S. State

March 7 – Visualizing Median Household Income in All 3,000+ U.S. Counties

March 5 – First, Show up.

March 1 – March 2019 Financial Update

February 27 – How to Think About the Role the Stock Market Plays in Your Finances

February 25 – Visualizing Occupations that Pay $50k+ that Only Require an Associates Degree

February 23 – Here’s How 18 Different Portfolios Have Performed Since 1970

February 21 – Examining the Role That Financial Independence Plays in Living a Good Life

February 15 – There is No Such Thing as a Perfect Job

February 13 – Visualizing the Best & Worst Investment Periods in History

February 11 – The Benefits of Practicing Gratitude

February 9 – Buy Things & Build Things That Pay You Monthly

February 7 – The Amount You Invest Often Matters More Than the Returns You Earn

February 4 – Money & Life Advice I Wish I Had Received at Age 18

February 2 – February 2019 Financial Update

January 31 – Why Living Like a Student Has a Massive Impact on Your Long-term Wealth

January 29 – Learning to Want the Right Things

January 26 – The Importance of Sleep on Your Health, Wealth, and Happiness

January 24 – The Math That Explains Why Lifestyle Inflation is a Wealth Killer

January 22 – How Much Can You Reasonably Expect to Save in 10 Years?

January 19 – The Benefits of EAI: Enjoyable Active Income

January 17 – The Coolest Things I Learned in 2018

January 14 – Rich Habits: Ask For What You Want

January 11 – A Simple Chart to Visualize Your Income & Expenses

January 9 – Here’s How the Stock Market Has Historically Performed After a Down Year

January 7 – Retirement is a Human Invention

January 5 – The Financial Importance of Knowing Thyself

January 3 – The Harder a Skill is to Learn, the More Income You Can Earn

2018

December 28 – My 2018 Annual Review

December 26 – Overcoming the Trough of Sorrow

December 24 – Will the S&P 500 Ever Be This Low Again?

December 19 – Visualizing the Counties with the Highest Median Household Incomes in Each State

December 17 – I Tracked How I Used the Rooms in My Apartment for Two Days. Here Are My Results.

December 14 – How to Become a Data Scientist

December 12 – The Adjustable Early Retirement Grid

December 10 – Do You Need a High Income to Achieve Financial Independence?

December 8 – The Personal Finance Correlation Matrix

December 7 – The Things That Bring Me Joy Only Need to Make Sense to Me, Not You

December 6 – Childcare is More Expensive Than College in 28 U.S. States

December 4 – A Fun Analysis: How Much Do White House Employees Make?

November 29 – 13 Ways to Increase Your Odds of Landing an Interview (According to Data)

November 27 – Comparing Data Scientist Salaries and Cost of Living in Different U.S. Cities

November 26 – Is U.S. Middle Class Income Actually Stagnating?

November 24 – How to Create Your Own Investment Returns

November 23 – Should You Move to a New City to Increase Your Income?

November 21 – Visualizing Stock Market Returns in 23 Different Countries

November 20 – Not Wanting Something Is as Good as Having It

November 19 – Visualizing Median Home Prices in 100 U.S. Cities

November 17 – Visualizing the Income of Americans by Age

November 15 – Lessons Learned from “Big Country” Bryant Reeves on Money, Happiness, and Work

November 14 – Here’s How the S&P 500 Has Performed Since 1928

November 13 – Individual Income Percentiles in the U.S. Visualized as 100 Tiny Blocks

November 12 – S&P 500 vs. Nasdaq 100: Which Index is Better?

November 9 – Starting a Disc Golf Company: An Interview with Cody from Fly to FI

November 8 – Buying Gym Clothing is Easy. Lifting Weights is Hard.

November 7 – Earning Hundreds per Month Selling Graphic Designs: An Interview with Dave from Accidental FIRE

November 6 – Here’s How Much You Must Earn Over Your Lifetime to Become Financially Independent

November 5 – Becoming a Full-Time Freelance Writer: An Interview with Kenzi from Kenzi Writes

November 2 – Visualizing Annual S&P 500 Sector Returns Since 2005

October 30 – Is Net Worth the Wrong Metric to Track?

October 27 – Visualizing the Returns of U.S. Stocks, International Stocks, and U.S. Bonds Since 1987: Part 1

October 25 – Visualizing Asset Class Returns Since the Year 2000

October 23 – 20 New Places in 20 Days (And Why Your City Might Be Cooler Than You Think)

October 20 – Here’s How Different Stock/Bond Allocations Have Performed Since 1926

October 18 – The Success Formula

October 15 – On Overcoming Procrastination, Writer’s Block, and Impostor Syndrome

October 13 – How to Think About Market Drops

October 9 – Life & Money Advice for a 21-year-old Reader

October 8 – The Relationship Between Compound Interest and Time

October 6 – For Most Americans, the Best Way to Spend Less is to Minimize the “Big Three” Expenses

October 4 – My Four Biggest Takeaways from FinCon 2018

September 29 – “I Make $130k Per Year But I Hate My Job. Help!”

September 25 – Eight Life and Money Lessons I Have Learned so Far in My 20s

September 24 – Visualizing Population Size vs. Household Income in All 3,000+ U.S. Counties

September 22 – Why I Don’t Set Goals

September 18 – How I Got Into Data Science

September 17 – The Math & Psychology Behind Lump Sum vs. Dollar-Cost Average Investing

September 15 – Should You Invest When the Stock Market is at an All-time High?

September 13 – The Power of Aggregating Tiny Gains

September 11 – How I Think About Spending Money: “Steady” vs. “Wobbly” Expenses

September 10 – Visualizing Annual Income by Level of Education in all 3,000 + U.S. Counties

September 8 – Visualizing One-Bedroom and Two-Bedroom Rent Prices in All 3,000+ U.S. Counties

September 7 – Most Individual Stocks Underperform Index Funds

September 6 – Market Returns = Out of Your Control. Your Savings Rate = In Your Control.

September 5 – Visualizing Median Rent as a Percentage of Income in All 3,000+ U.S. Counties

September 4 – The S&P 500 Investment Return Calculator

September 3 – Welcome to My (Second-Ever) Apartment

September 2 – Relentlessly Prune Bullshit

August 30 – The Math that Explains Why Increasing Your Investment Amount Each Year Can Have a Massive Impact on Your Net Worth

August 28 – Counties in the U.S. with Surprisingly High Household Incomes

August 25 – The Excel Template Pack: How to Build Any Visual You Want With Excel

August 24 – Success is a Sprint. Here’s Why.

August 23 – Here’s Why I Take a Freezing Cold Shower Every Morning

August 22 – This is How Influence Works: 6 Secrets from Research

August 21 – Visualizing $200k+ Income Households in All 3,000+ U.S. Counties

August 18 – Visualizing the Impact of Contributions vs. Investment Returns

August 16 – My Firsthand Experience Learning a Programming Language for My Day Job

August 14 – Here’s How Much You Needed to Invest Since 2000 to Have Become a Millionaire By Now

August 13 – On Using My Interests to Pursue Income, Mastery, and Enjoyment

August 11 – Visualizing the Median Household Income in Over 25,000 Cities Across the U.S.

August 9 – Visualizing Median Household Incomes in All 50 States

August 8 – This Calculator Tells You How Long You Need to Save Before You Can Retire

August 7 – The Cobra Effect and the Paradox of Saving Money vs. Accruing Happiness

August 6 – The Myth of “Naturally Gifted”

August 4 – Answers to Your Questions: How Did I Save $100k in 2 Years?

August 2 – How I Saved $100,000 By Age 24

July 30 – Visualizing the Market Caps of the Largest vs. the Smallest Stocks in the S&P 500

July 28 – Visualizing Starting and Mid-Career Salaries by Undergraduate Major

July 27 – Saving Your First $300k Takes Roughly the Same Amount of Time as Saving the Next $700k

July 26 – The Trinity Study Updated for 2018

July 24 – How Many Years Does It Take for Investment Returns to Matter More Than Savings?

July 23 – Oscillate Until You Resonate

July 22 – The One Book I Revisit the Most

July 21 – Visualizing Median House Value in All 3,000+ U.S. Counties

July 19 – How Much Are You Paying to Work?

July 17 – Here’s How Savings & Investment Returns Impact the Quest to Save $1 Million

July 13 – The Bogleheads’ Guide to the Three-Fund Portfolio

July 12 – Put Your Ass Where Your Heart Wants to Be

July 10 – Some Thoughts on Growing Net Worth in the Early Years

July 7 – A Recap of My Life Over the Past 12 Months as Told Through My Nightly Journal (Volume 2)

July 6 – 500 Blog Posts Later: What I Wish I Knew When I First Started

July 5 – Why Investment Returns Combined With an Increasing Income Make You an Unstoppable Force

July 2 – 15 Quotes from Personal Finance Books That Have Had a Profound Impact on My Life

June 29 – The Best Way to Learn About Personal Finance (Hint: It’s not by Reading a Textbook)

June 28 – Reader Case Study: Approaching 40 and Hoping to Retire by 55

June 27 – Pursue Wealth, Not Status

June 26 – On Setting Lifetime Goals

June 25 – Why Saving Your First $100k is a Big Deal

June 21 – Here’s How Long the Stock Market has Historically Taken to Recover from Drops

June 19 – A Simple Way to Visualize My Monthly Spending by Category

June 18 – A Thought Experiment: Comparing 4% vs. 8% Investment Returns Over a 20-Year Period

June 16 – Compound Interest is a Powerful Force…if You Supply it With Enough Capital

June 15 – The Mind-Bending Science of Why Financial Freedom Could Help You Slow Down Time

June 14 – Kai Greene on Using Discomfort as a Guide

June 12 – Some Big Ideas

June 11 – The Philosophy of the Personal Finance Community is Shifting

June 10 – 4 Life-Changing Ideas from Stoicism

June 9 – Insights on Writing, Habits, Happiness & More

June 7 – When Luxuries Become Expectations

June 5 – Understanding the Curvy Nature of Compound Interest

June 4 – Rich Man in the Car Paradox

May 30 – Why I’m Not Quitting My Day Job When My Net Worth Hits $100k

May 29 – How to Write Every Day

May 26 – View the Years Leading up to Your Financial Goal as an Opportunity to Develop Self-Awareness

May 24 – The Savings Rate Grid

May 19 – Should You Follow Your Passion or Follow the Money in Your 20s?

May 18 – Visualizing Educational Attainment & Median Income in All 3,000+ U.S. Counties

May 16 – Jocko Willink on the Power of “Good”

May 15 – Paying for All of My Living Expenses With Blogging, Tutoring, and Dividends

May 14 – Visualizing How Households in Different Income Brackets Live Around the World

May 10 – Brad Stevens on Letting Results Take Care of Themselves

May 9 – Compound Interest is Not Intuitive

May 7 – Sometimes the Best Upgrade Is a Downgrade

May 5 – Visualizing U.S. Occupational Employment By Gender

May 4 – Build Something. It’s the Fastest Way to Acquire New Skills

May 3 – A Dollar That Experiences an Investment Loss is Still Worth More Than a Dollar Spent

May 2 – Visualizing the Best & Worst Cities in the U.S. for Saving Money

May 1 – Visualizing The Percentage of Individuals Who Have a Bachelor’s Degree or Higher in All 3,000+ U.S. Counties

April 28 – The Perks of Living in a Place Much Smaller Than I Can Afford

April 27 – Blogger Dividend Report – March 2018

April 26 – On Putting Forth Effort Even When You Don’t See Results

April 24 – Visualizing $100k+ Income Households in All 3,000+ U.S. Counties

April 23 – Visualizing Home-Ownership Rates in All 3,000+ U.S. Counties

April 23 – Visualizing Average Commute Times in All 3,000+ U.S. Counties

April 21 – Money Buys Freedom, But Freedom Doesn’t Guarantee Happiness

April 20 – Some Thoughts on Approaching a Net Worth of $100k

April 19 – Visualizing Median Monthly Rent For All 3,000+ U.S. Counties

April 18 – Six Realizations That Have Added Value to my Life

April 14 – The Tiny Guide to Better Charts in Excel

April 13 – How to Nudge That Person You Care About to Be Better With Money

April 12 – For the Love of the Craft: How One Lawyer Turned Writing Into a Side-Hustle

April 10 – The Financial Independence Grid

April 9 – How Long Does It Take to Grow a Successful Blog?

April 7 – Visualizing Household Income Distribution By State

April 5 – Lifestyle Choices Matter More Than Investment Returns

April 3 – Being Willing to Pivot is a Superpower

April 2 – Can Historical Stock Market Returns Predict Future Returns?

March 30 – Seven Realizations That Have Improved My Life

March 29 – Blogger Dividend Report – February 2018

March 29 – Susan Cain on the Power of Time Away From Work

March 27 – Why You Should Build a Portfolio of Side Projects

March 26 – Everything Becomes Normal Over Time

March 24 – Visualizing Median Rent Prices by State

March 23 – Can A High Savings Rate Offset Poor Investment Returns?

March 22 – Visualizing Median Household Income By State

March 21 – Does Dining Out Actually Hurt Your Finances That Much?

March 20 – The Active Income Grid & The Ticket to a Shorter Cubicle Life

March 19 – Visualizing Average Student Loan Debt by State

March 17 – Saving $100k – $300k: Some Numbers & Charts

March 14 – Some Numbers to Think About

March 13 – My Reaction to Mr. Money Mustache’s Thoughts on Money & Confidence

March 12 – Sticky Success

March 10 – A Recap of Warren Buffett’s 10 Year Bet on the S&P 500

March 9 – The Status Game

March 8 – FOUR Visuals: Volume 10 (Comparing Saving & Investment Scenarios)

March 7 – How to Use Probabilities to Make Better Investment Decisions

March 6 – Find What Works for You and Ignore the Rest

March 5 – The Importance of Savings Vs. Investment Returns if You Want to Go from $0 to Retirement in 15 Years

March 3 – Here’s How Important Investment Returns Have Been Historically

March 2 – FOUR Visuals: Volume 9 (Millionaire Age Calculator)

March 2 – Buy Less Stuff. Buy More Assets.

February 27 – It’s All About Perspective

February 25 – Visualizing the Cost of Living in 540 Cities Around the World

February 24 – A Simple Guide to Sequence of Return Risk

February 23 – Visualizing Annual Expenses With Tiny Blocks

February 20 – The Beauty of Long-term Vision

February 19 – Visualizing the Dividend Income of 100+ Financial Bloggers

February 17 – Here’s How Long it Takes to Reach Different $100k Net Worth Milestones

February 16 – You’re Screwed if You Don’t Understand Personal Finance

February 15 – The Allure of Ramen Profitablility

February 14 – Here’s How Much Investment Returns Matter Based on Net Worth

February 12 – How Active Income in Retirement Impacts When You Can Retire: Part 3

February 10 – How Active Income in Retirement Impacts When You Can Retire: Part 2

February 9 – Active Income in Retirement Calculator

February 7 – How Active Income in Retirement Impacts When You Can Retire: Part 1

February 6 – Here’s How Far Back a Massive Market Crash in 2018 Would Take Us

February 3 – Here’s How Income During Retirement Blows the 4% Rule Out of the Water

February 2 – Lessons from Eddie Hall and Using Money as a Means to an End

January 30 – Visualizing Millionaires by Country

January 29 – A Guide to the Four Pillar Framework

January 27 – Here’s How “Less Than 25 Times Expenses” Portfolios Have Performed Over the Last 89 Years

January 26 – Two Interactive Tools to Compare Savings and Investment Returns

January 25 – Visualizing Average Salary & Employment by Occupation in the U.S.

January 25 – FOUR Visuals: Volume 8 (Finding Equivalent Savings Plans)

January 24 – Lessons on Mindset, Habits, and Grit from Jack LaLanne

January 23 – Here’s How Savings Have Historically Grown Without Additional Contributions

January 21 – Here’s How the “25 Times Expenses” Portfolio Has Performed Over the Past 89 Years

January 19 – Understanding Power Law Distributions and Their Impact on Your Financial Life

January 18 – Visualizing Income By Age Group in the U.S.

January 17 – The Magic of Consistently Increasing How Much You Invest Each Year

January 16 – The Difference Between Quitting My Day Job With $75k vs. $175k in Savings

January 15 – Here’s How Long it Has Historically Taken to Save $1 Million

January 12 – Visualizing the Average Salary of Professions in the U.S.

January 12 – The Math That Explains Why Net Worth Goes Crazy After the First $100k

January 11 – My Financial Map: A Detailed Description of How I Manage My Money

January 10 – Great News: You Don’t Have to Be a Digital Nomad to Find Bliss

January 9 – A Letter From My 34-Year-Old Self

January 8 – Visualizing Every Dollar I Spent in 2017

January 8 – Patient People Are Outliers and Their Advantage is Insane

January 6 – Visualizing Future S&P 500 Returns

January 5 – FOUR Visuals: Volume 7 (Visualizing Future S&P 500 Returns)

January 4 – If You Have a Long Investing Horizon, You Should Hope for Market Drops

January 3 – The One Book that has Influenced Me the Most

January 2 – Visualizing Stock Ownership in the U.S. Before and After the Financial Crisis

January 2 – How to Increase Your Income: Deep Habits and Wide Randomness

2017

December 30 – 7 Lessons From 7 Mentors That Have Changed My Life

December 28 – My Favorite Insights from the World Happiness Report

December 27 – Visualizing Warren Buffett’s Favorite Stock Market Index

December 27 – Jiro Dreams of Sushi & the Unique Task of Finding Meaning in Life

December 26 – Forget New Year’s Resolutions. Use this Approach to Actually Get Sh*t Done.

December 23 – A Recap of my 2017 Income Stream Growth

December 22 – Reader Question: Should I Keep my Stressful High-Income Job to Reach F.I. as Fast as Possible?

December 21 – Should You Pursue F.I. if You Don’t Have a Passion Outside of Your Day Job?

December 20 – A Recap of My 24 Year Net Worth Journey

December 18 – 5 Valuable Lessons I Learned Through Blogging in 2017

December 16 – Applying Scott Adam’s Success Formula to Personal Finance

December 15 – Here’s How the S&P 500 Performed in 2017

December 14 – Stop Sitting Around and Go Get What You Want.

December 13 – Minimizing Food Expenses: My Favorite $2 Meal

December 12 – Visualizing the Net Worth of Americans by Age

December 12 – Is it Better to Have a High Net Worth or High Monthly Cash Flow?

December 11 – Quitting my Day Job: Being Ambitious vs. Being Realistic

December 8 – Why I Just Invested in Bitcoin and Ethereum

December 7 – A Gap Year in Bolivia: An Interview with Jojo Bobo

December 6 – Why (and How) I Only Spend 30 Minutes Each Month Tracking My Finances

December 5 – If Your Net Worth is Less Than $100k, a Stock Market Crash Shouldn’t Scare You

December 2 – How Building A Website Helped Me Land My First Corporate Job

November 29 – Each of My Four Financial Accounts Serves a Distinct Purpose

November 28 – Working One Day a Week Can Be Worth $100,000

November 27 – Choose Your Treadmill Wisely

November 26 – My Thoughts on Mark Cuban’s “Guide to Getting Rich”

November 25 – What Narrative Are You Telling Yourself?

November 24 – Here’s How I Track My Dividends

November 23 – The Secret Behind Rapid Growth: Successes Remain While Failures Fade

November 20 – The Over-Under Fallacies of Personal Finance

November 18 – Daily, Weekly, and Monthly Savings Grids

November 17 – Some Thoughts On Money, Recognition, Contribution, and Predicting the Future

November 16 – The Math Behind Saving Your First $100k

November 14 – How to be in a Better Place Five Years from Now: Stop Looking Around and Start Looking Ahead

November 13 – Things You Need to Focus On to Get the Best Possible Car Lease Deal

November 13 – One Simple Truth That Helps Me Overcome Fear of What Others Think of My Frugal Lifestyle

November 9 – The Purple-Blue-Red Philosophy of Spending Money

November 8 – The One Thing That Derails Most People From Reaching Their Potential

November 7 – I Want to Visualize YOUR Finances

November 6 – Using the Nature of Human Adaptation to Hack Personal Finance

November 3 – How to Save $60,000 by Age 23

November 2 – FOUR Visuals: Volume 6 (Random Portfolio Generator)

October 30 – The One Skill Every 20-something Must Develop to Get What they Want in Life

October 28 – The Danger of Doing Easy Work vs. The Magic of Doing Important Work

October 26 – Should You Quit Your Job to Pursue Your Passion?

October 25 – Charlie Munger: The First $100,000 is a B*tch

October 24 – Use Money as Fuel to Power Your True Aspirations in Life

October 23 – The Dramatic Impact 401(k) Contributions Can Have on Your Savings Rate

October 21 – Five Valuable Life Lessons I Have Learned in my Early 20’s

October 20 – Thanks, But No Thanks for the Financial Advice, Tom

October 18 – An Inside Look at my Morning Routine & the Life-Changing Magic of Discipline

October 17 – 200 Blog Posts Later: Some Tips I Have for Aspiring Bloggers

October 16 – Visualizing Every Stock in the S&P 500 as Tiny Circles

October 14 – Here’s How Success Actually Works

October 13 – Visualizing Every Rockstar Finance Blogger’s Net Worth

October 12 – Create Your Own Financial Time Scale

October 9 – Mastering the Art of Side Hustles: An Interview with Financial Panther

October 7 – It Pays to Live Like a College Student

October 5 – A Helpful Tool to Compare Savings vs. Investment Returns

October 4 – FOUR Visuals: Volume 5 (Comparing Savings vs. Investment Returns)

October 3 – The story of a PhD who decided to become a landlord to retire by 33

September 29 – Here’s the One Fund I’m Investing All My 401(k) Contributions in

September 28 – 9 Lessons I Have Learned in 2017 That Have Added Value to my Life

September 27 – The Art of Schedule Shifting: How I Find Time to Blog

September 26 – To Keep Housing Costs Low, Recognize There’s Nobody to Impress

September 22 – The 401(k) Savings Grid

September 21 – Kill Complaining. Develop Strength.

September 19 – The Power of Duality: Combining a High-Income Job with Minimalism

September 15 – Align Your Spending With Your Unique Nature

September 14 – You’re Not as Important as You Think and that’s Wonderful News for your Finances

September 12 – Why You Don’t Have Money for the Important Things in Life and How to Get It

September 11 – FOUR Visuals: Volume 4 (Comparing Net Worth By Age)

September 8 – Visualizing Every Dollar I’ve Spent in 2017 So Far

September 6 – A Guide to the “Quit Your Day Job” Calculator

September 5 – FOUR Visuals: Volume 3 (“Quit Your Day Job” Calculator)

September 4 – 7 Lessons Learned from Saving my First $50,000

August 30 – Exploring the Many Paths of “Retirement”

August 29 – Here’s How the Average American Household Spends Their Money

August 26 – FOUR Visuals: Volume 2 (The Tiny Blocks of Financial Independence)

August 23 – The Joy-Driven Guide to Spending

August 22 – Welcome to My (First Ever) Apartment

August 21 – Here’s How Many Years it Took to Reach F.I. Historically Based on Various Savings Rates

August 18 – FOUR Visuals: Volume 1 (Financial Independence Calculator)

August 17 – Mixing Active and Passive Income for Maximum Happiness

August 16 – Visualizing Financial Independence With Tiny Blocks: Part 2

August 14 – Visualizing Net Worth By Age Group in the U.S.

August 11 – The Million Dollar Age Grid

August 10 – Here’s How Much Investing Returns Matter Based On Your Portfolio Size

August 4 – Visualizing Financial Independence With Tiny Blocks

August 3 – 30 Financial Bloggers Share Tweet-Sized Advice They Would Give To Their 23-Year-Old Selves

July 29 – A Recap of my Life Over the Past 12 Months as Told Through my Nightly Journal

July 26 – Flow Chart: Should I Spend Money On This?

July 24 – The Million Dollar Grid

July 20 – The Monthly Savings Grid

July 18 – How to Make $80,000 a Year at Age 23

July 14 – Nature: The Perfect Recipe for Increased Happiness & Increased Savings

July 13 – 7 Beliefs I Hold That Guide My Financial Life

July 11 – The Minimum Savings Rate Needed to Reach F.I. Over the Last 30 Years

July 8 – I Want to be an Income Machine, Not an Investment Guru

July 4 – The Story of the Mexican Fisherman

June 19 – The Problem With the Phrase “It’s Just Money”

June 14 – A Remix of a 2,000 Year Old Message on Time, Money, and Purpose

June 5 – Want to Retire Early? Focus on Your Savings Rate, Not Investment Returns

May 18 – Keep Climbing, Crab

April 14 – Why It’s So Hard To Outperform Index Funds

April 10 – 7 Reasons Experiences Are Better Than Possessions

April 7 – Will Raising Everyone’s Income Make Everyone Happier?

March 30 – Crushing Financial Independence With Macro Patience and Micro Speed

February 16 – How I Made Over $1,000 in Online Side Hustles Over the Past 30 Days

January 9 – Where Were You At 23?

2016

December 27 – Turning A Side Hustle Into A Full Time Income: An Interview With La Papillion

November 16 – You Are the Only Person Tracking Your Failures

November 5 – The Early Retirement Grid